Terms of Service
Last updated: October 7, 2026. Draft for attorney review. Not legal advice.
The service
PayStubGenerator formats the payroll information you enter into a pay stub PDF for employers, small businesses, and independent contractors who need a record of wages that were actually paid. Free: 3 PDFs every 24 hours on a free template. Premium designs and multi-period bundles carry a one-time fee shown before checkout. There is no subscription.
Lawful use only
Create pay stubs only for wages that were actually earned — for example, to reconstruct a record you lost, or as a small employer documenting real payroll. Using this tool to fabricate or overstate income in order to obtain credit, housing, benefits, or employment is fraud, and it is a misuse of this service. We cooperate with lawful requests from authorities.
Not payroll, tax, or legal advice
Federal withholding and FICA on this site are 2026 estimates from IRS Publication 15-T and Publication 15. State income-tax tables are the 2024 figures and were not re-checked against each state revenue department on October 7, 2026. A bonus entered in the form is included in that period's wages and is not withheld at the 22% supplemental rate. The figures do not account for every local tax, benefit election, pre-tax deduction, or garnishment, and they are not a substitute for a payroll provider or an accountant. You are responsible for the accuracy of what you enter and produce. The PDF is not an official document and is not for showing to a lender, landlord, or anyone else as proof of income.
Refunds
Paid PDFs are generated and delivered immediately, so purchases are generally final. If a download failed or the document is wrong because of a fault on our side, contact us and we will fix it or refund you.