Employer and contractor pay records · No sign-up
A simple pay record for wages that were actually paid
For employers, small businesses, and independent contractors who need a straightforward record of pay. 2026 federal withholding and FICA are estimates. State rates are the 2024 tables. Edit the example, check the preview, and download a PDF.
Free: 3 PDFs every 24 hours
1. Choose a design
2 designs are free to download, up to 3 pay stubs every 24 hours. Premium designs are $4.99 once — never a subscription.
2. Employer & employee
Employer
Employee
Only the last four digits — never enter a full Social Security number.
3. Pay details
Federal withholding and FICA use the 2026 estimates. State income tax uses the 2024 tables, which were not re-checked against each state revenue department. A bonus typed here is included in this period's wages and is not withheld at the 22% supplemental rate.
Seeds the year-to-date column. Leave 0 if this is the first stub of the year.
4. How many pay periods?
One stub on a free template counts toward Free: 3 PDFs every 24 hours. Need several real pay periods for an employer or contractor file? A bundle generates consecutive stubs in one PDF with year-to-date totals rolling forward. It is not for misrepresenting income.
Free: 3 PDFs every 24 hours
Real employee and contractor records only. Do not use this PDF to misrepresent income.
No account. No email.
Honest pricing
Free: 3 PDFs every 24 hours. Pay only for extras.
No paywall after you finish typing, and no subscription hidden behind a download button.
Free: 3/24h
Everything most people need.
- Up to 3 pay stubs every 24 hours
- 2 professional designs
- Full tax calculations & YTD
- No account required
PREMIUM DESIGN
When presentation matters.
- All 3 premium layouts
- Instant download after payment
- Optional emailed copy
MULTIPLE PAY PERIODS
+ $5.00 each additional
For an employer file that needs several real pay periods. Six stubs = $34.99.
- Up to 12 consecutive stubs
- One combined PDF
- YTD rolls forward correctly
- Any template included
What the generator calculates for you
Enter your rate and hours. Every figure below is computed automatically and shown on the stub.
Pay stubs by state
State income tax changes take-home pay significantly. These pages show how the math works where you work.
Need a document this tool doesn't make?
PayStubGenerator does one thing: W-2 employee pay stubs. For everything else, these are ours too.
Paid W-2, 1099-NEC, and 1099-MISC documents, plus payroll records for a team. This free generator does not make those forms. JustPayStubs is the paid product, not a second free pay stub tool.
Over 90 business and legal documents — bills of sale, invoices, contractor agreements, NDAs, lease agreements, demand letters and more, with the same live preview and instant PDF.
Pay stub generator questions
Is this pay stub generator really free?
Free: 3 PDFs every 24 hours, on a free template. There is no account, no email requirement, and no card for those downloads. The limit is a rolling 24 hours, so a slot frees up 24 hours after you use it.
What costs money then?
Two optional things, both one-time charges and neither a subscription. A premium design on a single pay stub is $4.99. Multiple consecutive pay stubs in one PDF are $9.99 for the first and $5.00 for each additional, up to 12 — so six stubs is $34.99, well under the $45.54 the closest competitor charges for the same six.
Which tax year do the numbers use?
Federal income tax is a 2026 estimate from IRS Publication 15-T Worksheet 1A (standard percentage method, Step 2 not checked, no other Form W-4 adjustments). Social Security is 6.2% up to the 2026 wage base of $184,500. Medicare is 1.45%, plus 0.9% Additional Medicare Tax on wages this employer pays above $200,000. State income tax uses 2024 rate tables that were not re-checked against 2026 state agencies. A bonus typed here is included in the period's wages and is not withheld at the 22% supplemental rate. This is an estimate, not payroll or tax advice.
What is a multi-period bundle for?
A bundle is for an employer or contractor who needs several real pay periods in one PDF. It rolls year-to-date totals forward, including Social Security stopping at the annual wage base. It is not a file to send as proof of income. Do not use it to misrepresent wages.
Do you store my information?
No pay stub details are saved on the free tier — no names, employers, wages, or SSN digits. The only thing recorded is an anonymous tally so the 3-per-24-hours limit can be counted: a random ID in a cookie and a one-way hash of your IP address, neither of which identifies you and both of which age out after 48 hours. Your actual details are stored only when you buy a premium design or a bundle, because we need them to rebuild your PDF and email your copy.
Can I use this if I am self-employed?
This tool makes a W-2 style earnings statement for wages that were actually paid. Employers and small businesses can record an employee's pay. A 1099-NEC or W-2 form is a different document. The paid sister site JustPayStubs.com sells those forms. Do not use a generated stub to misrepresent income.